Western & Southern Life Karen Besimer in Clinton Twp., MI

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Our Personalized Service

At Western & Southern Life, we are committed to doing what is right for our customers – a hallmark of our company for more than 125 years. Because personalized, local service is our top priority, we maintain 151 offices operating in 23 states and the District of Columbia. I am one of more than 1,373 licensed, experienced field associates available to review your financial situation and make personalized recommendations to fit your needs.

Our Financial Strength

Western & Southern Financial Group, Inc. (Western & Southern), is a Fortune 500 company and now the parent company of a group of diversified financial services businesses (including The Western and Southern Life Insurance Company). Its assets owned (more than $42 billion) and managed ($24 billion) total more than $66 billion as of Dec. 31, 2015. In addition, Western & Southern Financial Group is one of the strongest life insurance groups in the world.

Our Expertise

Western & Southern Life offers a variety of products to help secure your financial future, no matter where you are in life. We can assist you with family income, education, and mortgage protection as well as tax-deferred cash accumulation, retirement income, and leaving a legacy for your loved ones .

Our Product Solutions

• Life Insurance: Term, whole, and universal life
• Annuities: Single-premium deferred, immediate, and flexible-premium deferred; tax-qualified and non-tax-qualified
• Investments: Mutual funds and variable-rate products
• Health Insurance: Critical Illness and accidental death
• Additional Insurance: Long-term care, Medicare supplement, disability income, individual health, group health, and health savings accounts